• People 65 or older
• People under the age of 65 with certain disabilities
• People of all ages with permanent Kidney failure requiring dialysis or a kidney transplant

Medicare enrollment timeframe starts 3 months before you turn 65 until 3 months after you turn 65. A total of 7 months. Sign up early to avoid a delay in coverage

Part A-Hospital Coverage

• Hospital Stays
• Impatient Psychiatric Hospital Care
• Impatient care in a skilled nursing facility (not custodial or long term care)
• Home health care
• Hospice care services

Copayments, Co-Insurance & deductibles may apply for each service

Part B- Medical Insurance

• Medical expenses
• Clinical Laboratory services
• Home health care
• Outpatient hospital services
• Preventive services
• Part B has an annual deductible in 2018 for $183.00.

After your deductible is met, you typically pay 20% of the Medicare approved charge

PART D- Prescription Drug Plan

• Medigap does not cover Prescription drugs. However, I will research the best plan for you based on the drugs that you are currently taking.

What is not covered by Part A & Part B

• Long term care
• Dentures
• Cosmetic surgery
• Acupuncture
• Hearing aids
• Routine foot care